How to Make Money Online Without Investing Any of Your Own

How to Make Money Online Without Investing Any of Your Own

More often than not, you have to spend your own money in order to make money. But in today’s world, as long as you have a reliable internet connection, you can earn money without spending a dime of your own. Instead of spending your screen time browsing Facebook or looking through your Instagram feed, you can instead be productive and earn some extra income.

No matter if you’re a college student, a stay-at-home-mom, or someone who’s looking to supplement your part-time income, there are all sorts of opportunities online to make money.

Keep reading to learn the ins and outs of how to get free money by using the internet

Partake in Market Research

Companies around the globe need to collect consumer data, such as spending habits and interests so that they can better market their product and services. Most companies gather this information through online surveys, and luckily for you, they’re always looking for new people to provide their feedback.

What’s great about these surveys is that you get paid for completing them. Surveys usually take less than 5 minutes to complete, and you can do them at home on your couch or when you’re on the go.

Some of the best websites to find paid surveys include Survey Junkie, Swagbucks, and Vindale Research. While you won’t become rich overnight by taking paid surveys, completing them takes no time at all. You can easily knock out dozens of surveys within a month, which would net you no less than $50.

Test Websites & Get Paid

As a website tester, you’ll be quality control and quality assurance professional for companies around the globe. You’ll be responsible for giving your opinion on a variety of websites, to include ease of use, design, and overall quality.

Website testers provide feedback to companies, giving them ideas for ways their website could be improved to provide a better user experience.

The good news is that companies are willing to pay people to test their websites and to provide valuable feedback. You can find paid gigs on TryMyUI, UserTesting, and WhatUsersDo.

Website reviews typically only take 20 minutes, and most pay no less than $10.

Transfer Money to an Online High-Yield Savings Account

No matter if you have $50 in savings or $500, you want to choose a bank that offers you the highest interest rate. But, traditional savings accounts only pay around .05%, which is really low. Thankfully you can find much higher rates through online lenders.

Online savings accounts are well-liked because of the rates they offer. Higher interest rates mean that your money grows faster. Some of the best online options include:

  • Discover Bank
  • CIT Bank
  • Barclays
  • Ally

Many of these online banks offer interest rates between 2.00%-2.45%! This equals serious growth.

Become a Freelancer

The internet has opened up an entirely new world for people who are looking to work at home or those who want to travel without putting their income at risk. As a freelancer, you’re able to work your own hours and you completely manage your workload. This offers 100% flexibility so that you can continue to live your normal life while also making money on the side.

Online you’ll find a wide range of freelance jobs. Some companies are looking for writers and content creators while others are more interested in graphic design or translation services.

With so many options, you can choose the niche that best suits your skill-set and interests. As you grow your portfolio and land higher paying clients, you can easily turn freelance work into a part-time job. You’ll even find people that freelance full-time!

You can get started finding freelance jobs on sites like Upwork, FlexJobs, SolidGigs, and CloudPeeps. Over time you can easily expect to make hundreds of extra dollars a month. Stay focused and you can find yourself making thousands.

Use Cash Back Signup Bonuses

If you know where to look, you can find free money just by signing up as a member for certain websites. The most well-known sites that offer cash incentives are DOSH and Ebates. So what’s the catch? There isn’t one! You simply sign up and the cash incentive is credited to your account.

You can make a quick $15 by signing up for both of these websites. To make even more money on these sites, you simply make purchases through one of the apps. Every purchase you make is subject to a cash back percentage. This means you’re pretty much able to get sale prices even when the items you’re purchasing aren’t on sale.


Despite what you may assume, you don’t always have to spend money to make money. Using these online options, you can increase your monthly income and meet your financial goals by completing simple tasks.


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